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How does a student determine if they are eligible for a Direct Subsidized Loan or a Direct Unsubsidized Loan?

12 views   |   0 Vote this question as useful.   0 Vote this question as not useful.   |   Last updated on Feb 19, 2024    Financial Aid


To receive either type of loan, students must be enrolled at least half-time (6 credit hours in program) at a school that participates in the Direct Loan Program. Generally, students must also be enrolled in a program that leads to a degree or certificate awarded by the school. Direct Subsidized Loans are available only to undergraduate students who have financial need. Direct Unsubsidized Loans are available to both undergraduates and graduate or professional degree students. Students are not required to show financial need to receive a Direct Unsubsidized Loan.